
chatr™ Mastercard®
Two cards, endless possibilities.
The new chatr Mastercard credit cards are designed to help you reach your goals without sacrificing rewards.
Get Startedchatr™ Secured Mastercard®
Build your credit while earning cash back rewards.
Take control of your credit and reach your goals with the chatr Secured Mastercard. With guaranteed approval*, you can responsibly start building your credit right away and earn cash back rewards.
- Guaranteed approval*
- 0.5%unlimited cash back rewards on all eligible regular card purchases1
- 1%unlimited cash back rewards on chatr and Rogers™ products and services1
- $5monthly fee
- Upgrade to the standard chatr™ Mastercard® upon meeting eligibility requirements
*Subject to receipt of security funds, identity verification and not having an undischarged bankruptcy.
Your approval is guaranteed as long as you meet these conditions:
- You’re a resident of Canada and at least the age of majority in your province of residence
- You provide necessary security funds in one transaction
- You successfully complete identity verification
- The account you’re applying for will be held in your own name
- You do not have an existing Rogers Bank account
- You do not have an undischarged bankruptcy
How the chatr Secured Mastercard works:
Before receiving your card, you’ll need to provide security funds that act as collateral. Once we’ve received your funds, you can start using your card, and we’ll begin reporting your payment information to credit reporting agencies.
As long as you make on-time payments and stay within your credit limit, you can responsibly start building your credit.
Apply
Apply in minutes with guaranteed approval*.
We may contact you via email to confirm your application.
Find out more about identity verification.
Provide Security Funds
Once your application is approved, send us your security funds to set your credit limit.
Build Your Credit, Earn Rewards, and Level Up
Build credit by responsibly using your card and earn cash back rewards along the way. As soon as you’re eligible, graduate to the standard chatr Mastercard for greater rewards and no annual fee.
*Subject to receipt of security funds, identity verification and not having an undischarged bankruptcy.
chatr™ Mastercard®
Build your credit while earning cash back rewards.
Get extra rewards without the extra costs with the new chatr Mastercard. Earn up to 3% cash back rewards on chatr spend and all eligible purchases, and redeem instantly for any purchase, anytime2.
- 1%unlimited cash back rewards on all eligible regular purchases1
- 3%unlimited cash back rewards on chatr and Rogers™ products and services1
- $25Welcome Bonus in cash back rewards upon first card purchase within 3 months of receiving your card3
- $0annual fee
Compare both cards:

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*Subject to receipt of security funds, identity verification and not having an undischarged bankruptcy.
Security Features
Available for the chatr Secured Mastercard and chatr Mastercard
Transaction Monitoring & Alerts
We'll help you automatically detect and prevent fraud.
Zero Liability
In the event of unauthorized use, you won’t be held liable.
Balance Protection
Group Balance Protection Insurance4 protects you and your loved ones from the financial impact of unforeseen events.

Easy to earn,
easy to redeem
Earn unlimited cash back rewards anywhere Mastercard is accepted, and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your chatr bill2.
Redeem your rewards instantly with the Rogers Bank app.
Manage your chatr Mastercard anywhere

Simplified banking,
now available anywhere.
The Rogers Bank app is the easiest way to manage your Rogers Bank account.
Learn MoreThe faster, easier, contactless way to pay.
Use your mobile device to pay with your chatr Mastercard in seconds.
Learn More

Build credit and
get rewarded for it
Apply in minutes with guaranteed approval*. Our credit card selector is a fast way to find the card that’s right for you.
*Subject to receipt of security funds, identity verification and not having an undischarged bankruptcy.
- Interest: purchases19.99%
- Interest: cash advances22.99%
- Additional CardsFree
Offers subject to change without notice. Application approval subject to credit assessment and income verification.
- Applicable if Account is in good standing. Non-eligible purchases include: (i) Cash Advances; (ii) Cash-Like Transactions; (iii) Balance Transfers; (iv) interest; (v) Account payments; (vi) insurance and other premiums; (vii) Fees and (viii) purchases of goods or services made with merchants categorized as offering goods or services that are non-discountable or excluded by law, or purchases of goods or services prohibited by the laws of Canada or any other country where any Card is used or where the goods or services are provided. The list of exclusions to an Eligible Purchase is subject to change. Cash back rewards earned based on purchase price only (excluding any associated transaction fees). Transactions billed in Canadian currency. Foreign currency transactions are converted to Canadian dollars at the Mastercard International rate in effect on or after the date of the transaction and no later than the date the transaction is posted to your Account. The rate applied to debits (such as purchases) will be different than the rate applied to credits (such as returns) (rates established by Mastercard International and subject to change from time to time).
- Minimum purchase and redemption amount of $10. Cash back rewards apply up to lesser of purchase amount or rewards balance. Some exceptions apply, including cash advances and cash equivalents. Rewards are not refundable. Account must be in good standing. See Reward Program Terms and Conditions, rogersbank.com/legal.
- Earned once per primary account holder, upon initial purchase made within 3 months of receiving your card, provided account is open and in good standing. Cannot be combined with other Rogers Bank offers. Rewards credited upon initial purchase.
- Rogers Bank optional Group Balance Protection group insurance is underwritten by Canadian Premier Life Insurance Company.
®/™Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated.
™chatr and associated names and logos are trademarks used by chatr. © 2020.
™Rogers Bank and related logos and brand names are trademarks of Rogers Communications Inc. or affiliates under license.