Redeeming on the app is easy

1. Download the app and set up your cash back rewards account.
2. From the Home screen or Settings tab you can tap ‘OFF’ (default) to manually redeem. Then go to the ‘Redeem’ tab to apply your cash back rewards towards any eligible purchase you've made in the past 90 days. Eligible transactions will be in yellow, tap to complete your redemption.
3. You can also tap ‘Next Only’ to automatically redeem. Your next transaction will only be redeemed, one time.
4. In the Settings tab you can accept the purchase minimum of $20 (default) or enter a higher value, in increments of $1.

Download the app and start redeeming

Download the Mastercard Pay with Rewards app today to see your Mastercard transactions in real time and select the eligible purchases you want to redeem your rewards toward.

Search for Pay with Rewards in the App Store or Google Play.

If you already have the app on your smartphone, it should automatically be updated. If you have trouble accessing the ‘Redeem’ tab, visit the App Store or Google Play to download the latest version.

Redeeming online

You can also manage your rewards in your online account:

1. Sign in here.
2. On the ‘My Account’ page, click the next arrow icon within the ‘View and redeem cash back rewards’ box.
3. Select ‘Pay with Rewards’ on the left of the page.
4. Enter in a value that is greater than $20 within the ‘Purchase Minimum’ field (optional).
5. Select ‘Off’ (default) to manually redeem. Then go to the Pay With Rewards® app to apply cash back rewards towards any eligible purchase you've made in the past 90 days. To automatically redeem transactions, tap ‘Next Only’. Your next transaction will only be redeemed, one time. When you select your redemption type. The option will be greyed out.
6. Click ‘Apply’.

Note: manual redemptions (post purchase) can only be done from the Pay with Rewards mobile app.