Redeeming on the app is easy

1. Download the app and set up your cash back rewards account.
2. Select ‘Settings’.
3. To set your Pay with Rewards™ to automatically redeem transactions, tap the button ‘All Eligible’ or ‘Next Only’ transaction. If you only want the next transaction to be redeemed tap the ‘Next Only’ button. If you want all qualifying transactions to be redeemed tap the ‘All Eligible’ button.
4. Enter in a value that is greater than $20 (optional).
5. To manually redeem transactions, tap Pay with Rewards ‘Off’. Go to the ‘Transactions’ tab to redeem purchases in the past 30 days. Eligible purchases will be in yellow, tap to complete your redemption. See the image below for details:

  Purchases in yellow are eligible for redemption

  Purchases in green have already been redeemed

  Purchases in red are ineligible for redemption

Download the app and start redeeming

Download the Mastercard Pay with Rewards app today to see your Mastercard transactions in real time and select the eligible purchases you want to redeem your rewards toward.

Search for Pay with Rewards in the App Store or Google Play.

If you already have the app on your smartphone, it should automatically be updated. If you have trouble accessing the new 'Transactions' tab, visit the App Store or Google Play to download the latest version.

Redeeming online

You can also manage your rewards in your online account:

1. Sign in here.
2. On the ‘My Account’ page, click the next arrow icon within the ‘View and redeem cash back rewards’ box.
3. Select ‘Pay with Rewards’ on the left of the page.
4. Enter in a value that is greater than $20 within the ‘My Preferred Minimum Cash Amount’ field (optional).
5. Select ‘Enable Only for Next Transaction’ or ‘Enable for All Transactions’ button. When selected, your option will be greyed out.
6. Click ‘Apply’.

Note: manual redemptions (post purchase) can only be done from the Pay with Rewards mobile app.